Buying Guide

The Spanish property market is well on the road to recovery, now is the time to buy and pick up a bargain.

Connect Conveyancing have put together a top guide to help you achieve a smooth purchase of your dream home in Spain.

Finances

Once you have decided that you want to move to Spain, it’s important to start organizing your finances straight away. If you are not planning to apply for a mortgage, you will need to raise money for the purchase of a property, taking into account buying fees and any other costs that could arise; this could include legal fees, notary and land registration fees, taxes and more. The last thing you want to do is fall in love with a property and then find out that you cannot realistically afford it.

Currency fluctuations

Do not depend on currency rates as they fluctuate continuously. Very often, a buyer will view a property and decide to buy based on the GBP/EUR rate of that day. As rates fluctuate by the minute, by the time they come to complete on the purchase and make the transfer, the rate could have changed dramatically. Connect Conveyancing recommend speaking with their currency exchange specialists to help assess the risk of currency fluctuations and guide you on the best ways to protect yourself and maximize your budget.

Spanish buying process

Connect Conveyancing will explain the whole purchase procedure in Spain, answer any queries you may have and assist you with each requirement. As well as providing you with an estimated breakdown of costs from day 1 so you can assure there are no hidden expenses or surprises.

Choosing the best town for you

Don’t presume that everywhere in Spain is hot, sunny and near a beach. But Connect Conveyancing deal with properties on the Costa Blanca, where you will find the best climate and the best beaches! It is important to assess each town you like and work out exactly what it is you want from your new neighborhood.

Find the right estate agent

Your estate agent will be one of the most important people to help you on your overseas property journey, and it’s important to make sure you chose the right one. Your agent should be specialized in the surrounding areas that you are interested in, they will understand your exact requirements, and have experience in buying or selling with expats from the UK. Connect Conveyancing work alongside a handful of trusted Estate Agents on the Costa Blanca who will be able to help you find the right neighborhood and the right home.

Visit in the off-peak season

It’s a good idea to visit your prospective neighborhood in the winter as well as the summer. The weather will often be a bit colder and the towns a lot quieter than you would expect, and this gives you a chance to familiarize yourself with all the seasonal differences. In the winter months you may also find that the estate agents have more time for you and vendors may be willing to accept slightly lower offers.

A bilingual conveyancer

Having an independent conveyancer on your side, someone who is familiar with the buying process in Spain, is really important. Connect Conveyancing will work with your best interests in mind and will be able to advise you at every stage.

Contact us

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